People often use the phrase “debt review removal” to describe different situations. The correct route depends on whether the application is still being assessed, whether over-indebtedness was determined, whether a consent or court order exists, which debts remain unpaid, and whether the legal requirements for a clearance certificate have been met.
The correct route depends on your current status, supporting records and any existing legal process.
| Possible route | When it may apply | What the process may involve |
|---|---|---|
|
Status correction
|
The debt-review indicator appears to be incorrect or may have been captured without a valid application. | The facts and supporting records must be investigated before the appropriate correction process can be followed. |
|
Clearance certificate
|
You may meet the statutory requirements for a Form 19 clearance certificate. | Eligibility must be verified. Clearance is not based only on a consumer asking to be removed from debt review. |
|
Court-related assistance
|
An existing legal order must be addressed before your debt-review status can be resolved. | Legal advice or a court application may be necessary. We will explain when an independent attorney is required and whether legal fees are separate. |
BK Credit Solutions provides practical, confidential support to help individuals understand their financial situation, manage debt and work towards greater financial stability.
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